First Time Oak Harbor Homes Buyer

Now is such a great time for first time home buyers!!

If you have been considering buying your first home, there is no better time. Rates are still dramatically low, the amount of great homes on the market is abundant and prices are super low.

For first time home buyers of all Whidbey Island real estate, you will want to first get your finances in order. If you need help, most lenders and especially good mortgage brokers will help you sort through your situation and come up with a good game plan if you are not quite ready to buy yet.

Once you have your finances in order, you will want to have some cash on hand for earnest money deposit and inspection costs. These are usually out of pocket expenses and can't be built into the closing costs which can be built into the purchase price. Most agents and lenders have creative ways to help get you into your home so don't hesitate to call and find out how you can be a homeowner sooner than you think.

 Make sure once you do have an accepted offer between buyer and seller, you get a professional inspection. Even if you love the place and plan on asking for no repairs or funds, having an inspection is still a great way to learn all about your new home. Plus it also helps you plan for the future by preparing you ahead of time with certain items that may need repair or replacement down the road.

Again, please contact our office if you have any further questions and comments or if you would like to get in touch with a lender, inspector or an agent to help get you started in the right direction. We love to help first time buyers get into their first home! Contact us today for all Island county real estate!

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